Health Insurance: Advantages of Health Insurance

Health Insurance: Advantages of Health Insurance

Health Insurance: Advantages of Health Insurance


know the importance of health insurance, Are you among the people who think that health insurance is only for the old and the sick? Health insurance Have you ever thought that Insurance cover can be a boon for many diseases between the unexpected expenses of the hospital and can remove all your stress?

Just consider this scenario, in which God does not have to give you five lakh rupees for treatment of heart disease. Do not you want the same amount to be covered at a nominal monthly premium of 300 rupees?This is not a much better deal rather than paying the bills for treatment? If you look at some things you will know why not to ignore health insurance.  

Changing lifestyles can cause great illness
Working late by late night, eating habits, eating no exercise and excessive stress, these factors are enough to make any healthy person sick in few moments. To be safe from these conditions, investing in health insurance plans is beneficial.

It is also necessary to give importance to yourself
It is not surprising that we spend more money on collecting things rather than securing ourselves. We decide to keep ourselves at the last, while the need to keep ourselves first.

We certainly know that repair of home and car can be very expensive, but have you ever thought how will you repair yourself in the event of an inauspicious accident? Health Insurance is very important to keep yourself safe.

Prevention and cautious treatment is better
Buy health insurance policy to help in medical expenses in the event of critical illness. Along with this, get information about serious diseases and get annual health checkups and other tests so that they can be treated in a timely manner.

It is important that R should be cautious since the beginning and if it is missed, then get help from health insurance.

Health Insurance is Important in Emergency

Health insurance is important in today's medical emergency, especially in emergency situations. A health insurance hospital can cover the cost of recruitment, doctor's fees and medicines expenses. Humans are very optimistic.

Health insurance in India

Health insurance in India, We always believe that our coming tomorrow will be happy, more prosperous and better, but who really has seen yesterday? Indians need to buy health insurance because we are very sensitive to diseases like obesity and heart disease due to our diet, unhealthy lifestyle, increasing stress and increasing urbanization.

India's health care expenditure has skyrocket over the past few years. The World Health Organization (WHO) report says that Indians pay about 70 percent of their health expenses from their pockets. Unprecedented medical compulsions can spoil a family's budget, which is why it is important to buy health insurance early.

Cashless claim benefit will also be available with insurance

Buying a Health Care Plan will not only provide you coverage for serious diseases, but also people get cashless claim benefits under this, and not only that, you also get tax benefits under this.

Extensive cover will be available at lower premiums
Generally young people think they are very healthy, they like to exercise, they have good food and they do not have bad habits and they do limited work like smoking and drinking, so they need health insurance. Is not there.

But the truth is that, as long as you have no medical problem, it is better to take health insurance as soon as possible. This helps the person to get a comprehensive cover at a lower premium than buying a policy later in life.

Health insurance expense increases with age
With this, you tell us that the cost of buying health insurance increases with age, because with the increasing age, the likelihood of various diseases makes the policy complicated and can increase the premium.

Another reason to buy health insurance at the beginning of life is to take advantage of the Cumulative Bonus. The possibility of filing a young claim is less than an old person. This type of cumulative bonus can be more than 50 percent of the sum insured, which means that your sum insured will be 150 percent of the basic sum insured.

While you pay premium for only 100 percent of the sum insured These are just a few reasons that health insurance should be purchased in life rather than later in the future.

Financial safety ensures health insurance

In this context, Sanjay Dutta of ICICI Lombard General Insurance Company Limited says that people will have to start looking at health insurance as a solid long-term investment, which gives good returns for your mental and financial health.  

An adequate health insurance policy provides peace of mind, provides strength during emergency, and ensures financial security. However, many people buy health insurance cover when they start experiencing health problems and by then it is too late.

With the ever increasing health costs of health services in our country, and with the growing cases of diseases, health insurance is a necessity today.

Conclusion: comment below your reviews about Health insurance Adadvantages of Health insurance, And share this Article to your friends

Post a Comment